Nationwide Coverage • High-Value Residential • Commercial $2M+

Dianna Grigoras

Commercial mortgage strategy shaped by private equity discipline and tax-aware structuring — for serious borrowers across Ontario and Canada.

CommercialMulti-Unit (5+ Units)BridgeConstructionRefinancePrivate-Client Residential
Dianna Grigoras - Commercial Mortgage Agent
Approach

Strategy Before Structure

Commercial mortgage financing is not a commodity transaction. It is a strategic decision that shapes your cost of capital, cash flow flexibility, and exit options for years. The difference between adequate financing and optimal financing can be measured in hundreds of thousands of dollars over a typical hold period.

My approach draws on over a decade of experience across private equity, real estate investment, and tax advisory — disciplines where underwriting rigor, downside analysis, and capital stack logic are foundational. I apply that same discipline to mortgage structuring: understanding not just what a lender will approve, but what structure best serves your investment thesis.

This means asking different questions than most brokers. What is your intended hold period? How does this property fit within your broader portfolio? What triggers might require refinancing before maturity? How does the ownership structure affect flexibility? These considerations shape lender selection, term negotiation, and documentation strategy from day one.

For borrowers pursuing commercial transactions of $2 million or more — whether multi-unit residential, office, retail, industrial, or mixed-use — the stakes justify a more considered approach. That is what Mortgage Forces provides.

Background

Experience That Translates to Financing Outcomes

Private Equity & Real Estate Investment

Capital allocation mindset developed through exposure to institutional deal flow, portfolio construction, and risk-adjusted return analysis.

Tax Advisory Perspective

Structure matters. Every financing decision has implications for ownership, cash flow, and long-term outcomes that extend beyond the immediate transaction.

LL.M. International Tax Law

Université de Lausanne / HEC — advanced training in cross-border structures, corporate taxation, and regulatory frameworks.

Abstract finance architecture
Process

How I Work

A disciplined approach to commercial mortgage financing, from initial strategy through closing and beyond.

01

Discovery & Objectives

Understanding your investment thesis, timeline, and financing requirements.

02

Documentation Strategy

Organizing financials, property data, and corporate documents to lender-ready standards.

03

Structuring & Lender Sourcing

Matching your deal to appropriate lender channels based on property type, LTV, and borrower profile.

04

Underwriting & Due Diligence

Coordinating appraisals, environmental reports, lease reviews, and credit analysis.

05

Closing & Post-Close Planning

Finalizing documentation, funding coordination, and positioning for future refinance or exit.

Clients

Who I Work With

Borrowers who value strategic thinking, professional execution, and long-term relationships.

Investors

Building or expanding commercial real estate portfolios

  • Leverage optimization
  • Cash flow structuring
  • Exit flexibility

Developers

Ground-up construction and value-add repositioning

  • Construction draws
  • Take-out certainty
  • Timeline management

Business Owners

Owner-occupied properties and corporate real estate

  • Operating cash flow
  • Tax-aware structuring
  • Long-term planning

Portfolio Borrowers

Multiple properties requiring coordinated financing

  • Cross-collateralization options
  • Covenant management
  • Relationship lending

High-Net-Worth Families

Complex ownership structures and wealth preservation

  • Discretion
  • Multi-generational planning
  • Professional coordination
Difference

Transactional Broker vs Strategic Advisor

AspectTransactional ApproachStrategy-Led Approach
Deal StructuringRate-focusedCapital stack optimization
DocumentationReactive collectionProactive lender-ready packaging
Exit PlanningNot addressedBuilt into initial structure
Lender ChannelsLimited relationshipsFull-spectrum access
Portfolio ThinkingDeal-by-dealLong-term relationship view
ExecutionTransactionalDiscreet, professional coordination
Personal

Discipline Outside the Work

Away from commercial mortgage work, I am a marathon runner and sailor. These pursuits share common elements with effective financing: preparation determines outcomes, endurance matters more than speed, precision under pressure is non-negotiable, and composure in uncertain conditions separates successful execution from failure.

These are not lifestyle credentials — they reflect a mindset that applies equally to a 42-kilometre race, navigating changing winds, or structuring a complex commercial transaction.

Location

Ottawa-Based, Serving Ontario & Canada

While based in Ottawa, I serve clients throughout Ontario and work with select borrowers across Canada for appropriate transactions.

Office Address

610 Bronson Ave #210
Ottawa, ON K1S 4E6

FSRA License

M25000501

Start with a Clear Strategy

Whether you are pursuing an acquisition, refinancing existing debt, or exploring development financing, begin with a conversation focused on your objectives.

705-794-2260dianna@mortgageforces.ca610 Bronson Ave #210, OttawaFSRA M25000501

Information provided is general in nature and for educational purposes only. Financing is subject to lender approval, property qualification, and borrower eligibility. Terms, rates, and availability vary by lender and are not guaranteed.