Dianna Grigoras
Commercial mortgage strategy shaped by private equity discipline and tax-aware structuring — for serious borrowers across Ontario and Canada.

Strategy Before Structure
Commercial mortgage financing is not a commodity transaction. It is a strategic decision that shapes your cost of capital, cash flow flexibility, and exit options for years. The difference between adequate financing and optimal financing can be measured in hundreds of thousands of dollars over a typical hold period.
My approach draws on over a decade of experience across private equity, real estate investment, and tax advisory — disciplines where underwriting rigor, downside analysis, and capital stack logic are foundational. I apply that same discipline to mortgage structuring: understanding not just what a lender will approve, but what structure best serves your investment thesis.
This means asking different questions than most brokers. What is your intended hold period? How does this property fit within your broader portfolio? What triggers might require refinancing before maturity? How does the ownership structure affect flexibility? These considerations shape lender selection, term negotiation, and documentation strategy from day one.
For borrowers pursuing commercial transactions of $2 million or more — whether multi-unit residential, office, retail, industrial, or mixed-use — the stakes justify a more considered approach. That is what Mortgage Forces provides.
Experience That Translates to Financing Outcomes
Private Equity & Real Estate Investment
Capital allocation mindset developed through exposure to institutional deal flow, portfolio construction, and risk-adjusted return analysis.
Tax Advisory Perspective
Structure matters. Every financing decision has implications for ownership, cash flow, and long-term outcomes that extend beyond the immediate transaction.
LL.M. International Tax Law
Université de Lausanne / HEC — advanced training in cross-border structures, corporate taxation, and regulatory frameworks.

What I Do
Comprehensive financing solutions for commercial real estate and high-value residential properties across Ontario and Canada.
How I Work
A disciplined approach to commercial mortgage financing, from initial strategy through closing and beyond.
Discovery & Objectives
Understanding your investment thesis, timeline, and financing requirements.
Documentation Strategy
Organizing financials, property data, and corporate documents to lender-ready standards.
Structuring & Lender Sourcing
Matching your deal to appropriate lender channels based on property type, LTV, and borrower profile.
Underwriting & Due Diligence
Coordinating appraisals, environmental reports, lease reviews, and credit analysis.
Closing & Post-Close Planning
Finalizing documentation, funding coordination, and positioning for future refinance or exit.
Who I Work With
Borrowers who value strategic thinking, professional execution, and long-term relationships.
Investors
Building or expanding commercial real estate portfolios
- Leverage optimization
- Cash flow structuring
- Exit flexibility
Developers
Ground-up construction and value-add repositioning
- Construction draws
- Take-out certainty
- Timeline management
Business Owners
Owner-occupied properties and corporate real estate
- Operating cash flow
- Tax-aware structuring
- Long-term planning
Portfolio Borrowers
Multiple properties requiring coordinated financing
- Cross-collateralization options
- Covenant management
- Relationship lending
High-Net-Worth Families
Complex ownership structures and wealth preservation
- Discretion
- Multi-generational planning
- Professional coordination
Transactional Broker vs Strategic Advisor
| Aspect | Transactional Approach | Strategy-Led Approach |
|---|---|---|
| Deal Structuring | Rate-focused | Capital stack optimization |
| Documentation | Reactive collection | Proactive lender-ready packaging |
| Exit Planning | Not addressed | Built into initial structure |
| Lender Channels | Limited relationships | Full-spectrum access |
| Portfolio Thinking | Deal-by-deal | Long-term relationship view |
| Execution | Transactional | Discreet, professional coordination |
Discipline Outside the Work
Away from commercial mortgage work, I am a marathon runner and sailor. These pursuits share common elements with effective financing: preparation determines outcomes, endurance matters more than speed, precision under pressure is non-negotiable, and composure in uncertain conditions separates successful execution from failure.
These are not lifestyle credentials — they reflect a mindset that applies equally to a 42-kilometre race, navigating changing winds, or structuring a complex commercial transaction.
Ottawa-Based, Serving Ontario & Canada
While based in Ottawa, I serve clients throughout Ontario and work with select borrowers across Canada for appropriate transactions.
Start with a Clear Strategy
Whether you are pursuing an acquisition, refinancing existing debt, or exploring development financing, begin with a conversation focused on your objectives.
Information provided is general in nature and for educational purposes only. Financing is subject to lender approval, property qualification, and borrower eligibility. Terms, rates, and availability vary by lender and are not guaranteed.